A wedding is a major (and costly) investment. Everything must be planned down to the smallest detail, and most peopleÂ spend months planning.Â As the big day approaches, the last thing you want to worryÂ about is losing money due to a cancellation or postponement â for any reason.
Consider getting special event insurance as part of your wedding planning. Life can throw a curveball, and even the most carefully planned wedding may run into unexpected problems. SpecialÂ event insurance can protect you against the significant losses you could face if your wedding is cancelledÂ or postponed for any reason, and the policy will pay out the cost of operations, premises, and products. OptionalÂ personal injury liability coverage can also be included. Itâs worth the investment for this short termÂ type of insurance.
Unforeseen circumstances that could lead to a wedding cancellation or postponement can includeÂ extreme weather, an accident, illness, or situations in which a vendor suddenly goes out of business atÂ the last minute â after you have already paid to retain their services. You can even be insured if youÂ decide to go ahead with the event under changed circumstances if youâve had to incur more cost dueÂ to last minute changes in schedule, venue or vendors.
You can recover the money you paid to vendors in deposits. Your wedding photos can even be coveredÂ if they are damaged or, worst case scenario, the photographer doesnât show. Other costs that can beÂ reimbursed, based upon the type of special event insurance program you choose, can include the cost ofÂ lost or damaged special clothing, and the cost of renting replacement attire, and even insurance for lostÂ or damaged wedding gifts.
Itâs going to be the beginning of a new life together. You should find out about gettingÂ special event insurance as a necessary part of your wedding plans. No one can predict whatÂ will happen, and having this insurance in place keeps you protected.
At Simms Insurance Agency in Lexington Park, Maryland, we can advise you aboutÂ the various types of special event insurance, and help you choose the policy you need to protect againstÂ any financial losses associated with your wedding. At our local agency, each of our team lives and worksÂ right here in Lexington Park, and we are easy to connect with and talk to about this type ofÂ insurance. Weâd love to help you put this important piece of your wedding plans in place. We areÂ available outside of working hours if it is more convenient for you.
Congratulations on your upcoming wedding, from us to you! One of our friendly team members will be happy toÂ speak with you about special event insurance or any other insurance questions you have. Call us!